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Personal Banking
at The First National Bank of Brownstown

Checking Accounts

Free Personal Checking

  • Free check cashing
  • Free debit card
  • Free direct deposit
  • Free on-line banking access
  • Free unlimited check writing
  • No service charge
  • No minimum daily balance
  • No monthly maintenance fee
  • $100 opening deposit
  • Available to Students & Seniors as well

Common Sense Plus

  • Free wallet checks (with various designs available)
  • Free cashier checks
  • Free money orders
  • Free direct deposit
  • Free debit card
  • Free on-line banking access
  • Free Accidental Death Insurance $5000 per individual ($10,000 Maximum)
  • Interest bearing account – $500 minimum balance to earn interest everyday
  • See Rates for current APY
  • $5 monthly service fee
  • $100 opening deposit

Common Sense Plus for Seniors

  • Same as Common Sense Plus with only a $3 monthly service fee
World Headquarters

Money Market Accounts

  • Monthly Statements
  • Transfers from a money market account to another account or to third parties are limited to six per statement cycle
  • Three Tiers-See Rates for current APY
  • $1500 Minimum Balance Required to avoid service charge
  • $1500 Opening Deposit

Savings Accounts

Personal Savings

  • No Monthly Service Charge
  • Unlimited Withdrawals in person
  • Quarterly Statements
  • Free on-line banking access
  • Interest will be credited & compounded quarterly
  • See Rates for current APY
  • $2.00/month dormant account fee (if account is not used for 2 years)
  • $25 Opening Deposit

Christmas Club/Vacation Club

  • No monthly service charge
  • No withdrawals are permitted
  • Checks are mailed annually or deposited into your account
  • $1.00 Opening Deposit

 

Not-for-Profit Organizations

  • No Monthly Service Charge
  • Unlimited Withdrawals in person
  • Quarterly Statements
  • Free on-line banking access
  • Interest will be credited & compounded quarterly
  • See Rates for current APY
  • $2.00/month dormant account fee (if account is not used for 2 years)
  • $25 Opening Deposit
Piggy Bank

Online Services

Online Banking

With Online Banking, you can view your latest account activity, verify which checks have been cashed, transfer funds and more – any time of day, from anywhere that you have Internet access. You can also save money on postage by utilizing Online Bill Pay to pay recurring, occasional and one-time bills. Find out just how convenient banking can be!

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Retirement

Traditional IRA

  • Anyone under the age of 70 ½ with earned income can contribute
  • Distribution required at age 70 ½
  • Interest credited quarterly
  •  See Rates for current APY
  • $100 Opening Deposit

ROTH IRA

  • There are no age restrictions, however there are income requirements and limits
  • Earnings may be tax free
  • No required minimum distribution at any age
  • Interest credited quarterly
  • See Rates for current APY
  • $100 Opening Deposit

Certificate of Deposit (CD)

  • See Rates for current APY & Terms
  • $1000 Opening Deposit
  • Various Maturities
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Other Services we perform that you might not know about:

  • License stickers
  • Registration renewal
  • Notary